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Buy properties and grow rich

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Most people wish they have more financial freedom and independence. They would then have less financial worries and be happier. Is this just a wish and a dream?  Can this be actually achieved in your lifetime? My answer is yes, you certainly can. Is it easy? No, it’s not. Thanks God it’s not, otherwise everybody would be a real estate investor. Because of this fact, there are a lot more opportunities for people like you and I who are not scared of challenges and some risk-taking.

One way of increasing your wealth is to invest in real estate, for your own use first and later for resale or rental purposes. In big populated cities of most countries, real estate properties usually increase in value over time mainly due to the limited amount of residential and commercial lands, and also due inflation. Knowledge, patience and skills are required when you are investing in real estate because properties can be assets as well as liabilities. Properties are expensive to buy and they also cost a lot of money to manage.

The real estate market is full of tremendous opportunities for the savvy investor. Attending real estate seminars can give you leading-edge strategies to find, fund, and finalize lucrative deals – once you know where to look and how to negotiate, buy and sell!

With real estate, you are the one in control. You have a tangible property that you own, you have the pride ownership and a sense of financial security. You can actually see and show your investment to your family and friends. Of course, you must like the property, but not necessarily be emotionally attached to it because eventually you will sell it for a profit. In addition, it is one of the few businesses and investments that financial institutions like banks and mortgage companies are prepared to finance you at 80 – 90%.

You can retire rich through real estate investments and because properties values generally appreciate and have withstood the test of time. There are more millionaires who amass their wealth through real estate than in any other ways.

You can buy houses, apartments and commercial properties with 80-90% borrowed money and rent them out. The rents usually cover the mortgage payments and all other expenses or you can flip them i.e. renovate them and sell them. Best of all, real estate investment skills can be easily learned.

So put in the effort, do your homework, and buy properties and grow rich. If you are already a successful real estate investor, share your stories and your best advice.

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Living a healthy lifestyle

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Golf1The single most impactful investment you can make in life is investing in yourself. Exhibit unconditional love by starting to love and nurture yourself. Enhance your mental health, physical health, emotional needs, social interactions, financial health and spiritual self. These aspirations are highly interrelated and affect each other. If any one of them is neglected and unmet, the quality of your life suffers.

Your positive mental attitude should be extended to all spheres of life. Live in an authentic manner by being in touch with your inner self. Allow your healthy lifestyle to unfold in front of you rather than to try control everything. Trust your values, heart and intuition.

Exercise regularly and practice yoga, tai chi and meditation. Eat nutritious food and drink alkaline water and fruit juices. Enjoy your social life with your friends. Manage your finances and invest wisely. Incorporate good habits in your daily life. Reflect on your life and lifestyle regularly. Live your life purposely by trusting yourself and by building integrity in your behaviour.

I urge you to find ways of continuously improving your quality of life and lifestyle through daily effort, discipline and good habits. How are you living your healthy lifestyle? Please share what is working for you.

 

 

Serving others and providing value

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We all want to live a purposeful and fulfilled life. However most of us are not sharing our gifts, skills and passion with the world. We are merely trying to survive by earning our living in an average job. We had high school education, and maybe graduated from college or university. Then we look for a job with a decent salary.
There must be a better way of living your dreamed life. Actually there is. Do the work you love based on your passion and your purpose in life. First you must know what is your passion and purpose. Ask yourself some meaningful and revealing questions. What are your current skills, talents and assets? What deeply inspires and fascinates you? What would you do if you had no limitation in time, health and money? What impact you want to have on your community and the world?

Robin Sharma says that your success and lifestyle depends on your helpfulness. Once you have a good understanding of your gifts, passion and purpose, you are ready to serve others and add value to their lives. Whatever your field of endeavour, ensure that you master the topic and subject matter. Become an expert in that field by continuously sharping your skills. Only then you can really provide added value to others.

By understanding your clients’ challenges and problems better, you can serve them better, provide value and actually help them. The more you serve and provide value to others whether it is your family, friends, clients or company, the more successful you will become. It is as simple as that.

What are your gifts and expertise? How are you sharing your skills and providing added value?
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The culture of grit

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OLYMPUS DIGITAL CAMERAAll people are born winners.  Yes, you won your sperm race. The real question is whether you can develop your tremendous potential by hard work, discipline and grit. In the end, those are the people who will be most successful.

In her best-selling book, “Grit”, Angela Duckworth defines it as a combination of passion and perseverance. The author found that high achievers in any field of endeavor have one thing in common: grit. So what is grit? Ms. Duckworth says: “Grit is about holding the same top-level goal for a very long time.”

The consistency of effort and practice over a long period time is the main ingredient for success. What counts in the long run is the perseverance, even more than passion and natural talent. There is no shortcuts to excellence and real expertise, it takes purpose, practice and perseverance, hence a lot of time.

High performers make deliberate practice into an enjoyable habit. If you want to be successful, you need to embrace challenge and hard work rather than fear or hate it.  Following through obstacles and challenges in life teaches you powerful and transferable skills and develops your resilience.

To be gritty, is first of all to show up. To be gritty is to hold fast to your purpose, vison and passion. To be gritty to hold fast to a specific and meaningful goal. To be gritty is to persevere in face of adversity, days after weeks after years.

Whether you realize it or not, the culture you identified with shapes every aspect of your life. So develop a habit and culture of grit. Choose friends who are gritty and follow gritty leaders. If there are none around you, create your own gritty culture. It is the culture of grit that truly helps you achieve your potential and success in life.

How gritty are you? What are you doing to improve your grit?

Being motivated and productive

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We all know that there are some people, managers and leaders who are much more effective and productive than others. Charles Duhigg in his book, Smarter Faster Better, affirms that a handful of key insights can explain why these people are more motivated and successful than others.

A prerequisite to motivation is believing you are in control of your actions and surroundings. Motivation becomes easier when you transform a chore into a choice. Doing so gives you a sense of control. When you feel in control you tend to work harder and push yourself more. A sense of control gives you more confidence to practice making choices and decisions. Learning to see your choices as affirmations of your core values and goals turns your motivation automatically into a habit.

To create a productive environment, what matters is having a voice and social sensitivity. Teammates have to be socially sensitive to one another’s emotions and needs, and ensure everyone feels heard. As a leader, you need to draw the brilliance out of everyone but making them feel heard, respected and valued.

Most email, text, tweet, social update, and app notification cuts your focus and kills your productivity and progress. So you must take control of your attention and time. Build mental models that put you firmly in control by choosing smart goals and strategies. In addition, you need to feel that your work or project is important and personally meaningful.

Personally, I keep motivated and productive by setting smart goals and developing good productive habits. While I have several projects on the go, I know and focus on my priorities. Achieving my goals and completing my projects reinforce and fuel my motivation and productivity.

Please share how you are keeping yourself motivated and productive, we can all learn for it.Smater.Faster.Better.

The power of mentoring

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Mentoring is having the advice and guidance given to you by a much more experienced and successful person. First, your mentor must listen to you and understand your issues and challenges. Then he or she should be able to ask you pertinent questions to clarify your concerns. By answering these questions, you may come out with some potential solutions on your own. Your mentor may then point you towards the right direction or option.  As a result, you can become much more effective sand successful in your personal and professional life. It should be a two way relationship. The final decision is always yours to make. At least that is what my mentor did for me.

I was lucky to have numerous wise mentors throughout my life. I am going to talk about two of them and how they helped me. Sylvia Fraser was a mentor assigned to me when I joined Orleans Raconteurs Toastmaster club. I did not choose her, but luckily she was the best mentor for me at the time. Not only was she was a Distinguished Toastmaster (DTM), but she was very focused and professional. Right from the start, she got me involved in the learning program by helping me with my first speech. She made time for me. I would practise and rehearse it at her house.  She held my hands for my first ten speeches. Today I am conducting workshops and seminars internationally because Sylvia Fraser mentored me well.

One of my previous bosses, Denise Boudrias, is also a great mentor of mine. When I worked with her, I liked her management and leadership style. It was aligned with my own values. I had a tremendous respect for her and enjoyed working in her team. When I moved on, I asked her to be my mentor. She accepted with pleasure. She followed my professional growth and development, giving advice and guidance when I sought it. Today after we have both retired, I still consider her as my life mentor. We still meet for brunch every two to three months.

I have been blessed to have numerous great mentors. Some came by chance, and some I chose and asked for their advice and guidance. Many potential mentors who I asked for assistance refused for their personal reasons. Unless you are very lucky, if you don’t ask you will definitely not have a mentor. In turn, I have mentored numerous people worldwide who have benefitted from my advice and guidance. I always ask all my mentees to pay it forward. I believe that’s the ripple effect is the real power of mentoring.

So do you have mentors in your life? How can you improve your mentoring relationships for better outcomes?

Living a charmed life

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Most people want to live a life filled with an abundance of success, happiness and love. However, only a few people are actually living a charmed life. So how can you live your dream life?

You need to develop an abundance mindset. Start counting your blessings every day.  You have an abundance of blessings like your family, friends, relationships, health, job, food, shelter, compassion, love, common sense, etc. So be grateful for what you already have.

I always start and end my day with a thanksgiving prayer or thought. In addition, I send loving thoughts to the Universe. This simple habit has made a huge difference in my life.

Develop a positive mental attitude. Nurture your self-esteem. Focus on your priorities. Set and achieve smart goals in all aspects of your life. Choose your friends wisely. Develop healthy relationships. Live within your means. Save at least ten percent of your income on a regular basis. Invest your money wisely. Put in the extra effort.

Personally, living a charmed life means having an abundance of blessings, love, health, good relationships, discretionary time and money. As it happens, I have them all at this moment, although I know it is only temporary. So I am very grateful for them, and I don’t take them for granted.

What does your charmed life look like?  Are you living your charmed life? If not, what are doing to pursue your dream life?